Technical Property Risk

We specialize in insuring technical business classes that do not fit within the traditional definition of general property, focusing on Petroleum, Petrochemical, Power, Chemical and Process Industries.


  • Property Damage
  • Time Element
  • Up to $35 million in limits
  • Quota Share and Layered programs available

Best For

  • Refineries, Terminals, Pipelines
  • Chemical Manufactures
  • Utilities, Fossil Fuel Power Plants
  • Mineral and Mining
  • Semi-Conductor

Summary of Coverage

We have over 58 years of expertise in providing comprehensive property insurance coverage and claims service to the following industries:

Exploration, extraction, refining, transporting and marketing of petroleum products
Examples include: refineries, terminals, pipelines, and gas plants

Chemicals derived from petroleum (crude oil) and natural gas stock
Examples include: polymers, chemicals and solvents

Generation, transmission and distribution of electricity
Examples include: utilities, fossil fuel power plants, hydroelectric, co-generation, wind and solar

Processing ranging from chemical reactions to physical refining methods that create a wide variety of solid, liquid and gaseous materials for sale and distribution
Examples include: flavors and fragrances, polymers and pharmaceuticals

Process Industries
Material and energy intensive processes
Examples include: steel, aluminum, mining, pulp and paper

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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