Top Account & Named Buyers

Credit limit cancellations are not only frustrating for a credit manager but can also impact a business's bank financing. Tokio Marine HCC - Credit Group is a leading provider of top account and named buyer coverage protecting account receivables from non-payment due to commercial or political events.


  • Generally ground up underwriting with no deductible
  • Non-cancellable limits
  • Up to 90% indemnity
  • No buyer limit or collection fees
  • Minimum premium of $25,000
  • Multi-year policies
  • Broker commission of 20% for the first year, 17.5% for each corresponding renewal
  • Pre-shipment, advance payment and consignment coverage available

Best For

  • Manufacturers
  • Trading companies
  • Service providers
  • Wholesalers
  • Distributors

Summary of Coverage

Tokio Marine HCC's top account and named buyer policyholders are looking for catastrophic coverage on account receivables that in the event of default may have a devastating impact. We provide coverage to policyholders seeking protection from a select portfolio of buyers that may represent a large portion of the company's sales or where a concentration of risk exists. Coverage is non-cancellable and policy structure often includes no DCL underwriting authority or policy deductible. Coverage is limited to key customers resulting in a simplified approach to obtaining favorable financing terms.
  • US$50 million maximum line for any one risk
  • Admitted in all 50 states
  • Worldwide scope
  • Responsiveness of a dual underwriting platform with experts in New York and London 
  • Emphasis on building a customer relationship and a long term partnership
  • Superior claims management processing and customer service

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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