Top-up Credit

The bankruptcy of a key customer can be sudden and have a devastating impact. Tokio Marine HCC - Credit Group is a leading provider of top-up policies which not only mitigate risk but can also enhance a policyholder's bank financing with credit insurance being viewed as collateral.


  • Policy wording mirrors coverage provided by the primary carrier assuring no gaps in coverage
  • Coverage limit can be up to the limit provided by the primary policy
  • Minimum premium of $10,000


Best For

  • Manufacturers
  • Trading companies
  • Service providers
  • Wholesalers
  • Distributors

Summary of Coverage

Tokio Marine HCC's top-up policy covers up to 12 months of shipments or invoices in excess of the policyholder’s primary insurance.
  • US$50 million maximum line for any one risk
  • Admitted in all 50 states
  • Worldwide scope
  • Responsiveness of a dual underwriting platform with experts in New York and London
  • Emphasis on building a customer relationship and a long term partnership
  • Superior claims management processing and customer service

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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