Provided by Professional Risks

CyberGuard™ Plus (Cyber Liability)

Built for UK small to mid-sized businesses with revenues up to £250 million, delivering streamlined, flexible cyber protection designed for growing organizations navigating an increasingly complex threat landscape.

 

As UK businesses become increasingly reliant on technology, cyber threats have the potential to disrupt operations, create liability, damage reputation and result in significant financial loss. CyberGuard™ Plus helps insureds prepare for, respond to and recover from cyber incidents with broad cover and integrated cyber security support.

CyberGuard™ Plus is built to support brokers with a practical, flexible and efficient way of doing business.

  • Short application forms
  • Direct access to Underwriters
  • Fast quoting through our Broker Portal (coming soon)
  • Stand alone Cyber quotes
  • Cyber quotes alongside our Professional Risks policies
  • Partnership and facility solutions

What security services can you expect from CyberGuard™ Plus

    • Proactive risk insights: intelligence-driven, non-intrusive network scanning helps identify potential exposures and provides practical guidance on the steps needed to address them. 
    • Dedicated threat intelligence support: our Cyber Threat Intelligence (CTI) team provides guidance on emerging threats, identified exposures and practical next steps. 
    • 24/7/365 cyber response hotline: immediate access to cyber security consultants for incident response support and expert guidance, 24 hours a day, 365 days a year. 
    • Specialist vendor network: a curated panel of pre- and post-incident service providers at preferential rates helps secure specialist support quickly and effectively.
    • Online cyber security training and phishing simulations: helps strengthen user awareness, support fraud prevention and track progress through customisable training modules and campaigns. 
    • Access to CyberNET™: our central hub for cyber risk management, bringing together insights, alert management, online training, templates and practical tools in one place.

Why do you need CyberGuard™ Plus  Insurance 

Cyber insurance helps protect businesses against the financial, legal and operational impact of a cyber incident. It can respond to losses arising from events such as data breaches, cybercrime and other cyber attacks, while also providing access to specialist support to help manage the response and recovery process.

What is covered with CyberGuard™ Plus

Not all cyber policies are the same, but cyber insurance does not need to be complicated. CyberGuard™ Plus keeps things simple, with broad cover included as standard.

Liability insuring clauses

  • Media liability
  • Security and Privacy liability
  • Privacy regulatory defence and penalties
  • PCI DSS liability
  • Court attendance costs

First party insuring clauses

  • Breach event costs
  • Post breach remediation costs
  • Reputational loss
  • Business interruption
  • Dependent business interruption
  • Data recovery costs
  • Cyber extortion
  • Bricking loss
  • Reward expenses
  • Cyber crime
  • Transfer fraud
  • Telephone hacking and utilities fraud
  • Invoice manipulation fraud

Keeping things simple does not mean we cannot handle complexity. Optional cover may be available for a range of additional exposures, including:

  • Limits up to £5m
  • Crime limits up to £1m
  • Breach event costs outside the limit
  • Missed bid extension
  • Non-IT provider dependent business interruption
  • Property damage
  • Spoilage of perishable goods
  • Bodily injury and property damage liability

To learn more about our coverages, please read the description of coverage below.

Broad Appetite

  • Small business
  • Mid market
  • Micro business
  • Up to £100m revenue
  • All sectors

How CyberGuard™ Plus  claims are managed

As soon as malicious cyber activity is suspected, we are ready to respond and begin coordinating support. With access to an in-house Cyber Incident Management Specialist 24 hours a day, 365 days a year, or a member of our Claims Team, insureds are guided through each stage of the response and supported in identifying the most effective path to recovery. In the event of a breach, external counsel can be engaged to advise on notification obligations and litigation defence, while post-incident recommendations on controls and risk mitigation can help strengthen resilience going forward.

Incident Management and Claims Process

 

CyberGuard™ Plus and CyberNET™ are pending trademark applications in the United Kingdom and Ireland. 

 

Get in touch
Cyber

You can contact our Cyber Security and Claims teams at:

Matt Clayton
Matthew Clayton

UK SME Cyber Leader

About the Cyber team

Our dedicated Cyber team sits within the Financial Lines Team. Our centralised and unified management structure promotes real-time interaction between our transnational teams of underwriting, claims and legal professionals. The fact that our assets are consolidated under “one roof” makes us institutionally quick: quick to respond and to provide intelligent advice, innovative solutions and efficient claims handling.

Learn more
Professional Indemnity Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling

Documents & forms