Delegated Property

Tokio Marine HCC underwrites a specialised portfolio of Delegated Property insurance to a broker network across the UK and Europe. With a combined team offering over 125 years of knowledge in the industry, our specialist underwriters are dedicated to providing an extensive variety of residential and commercial insurance solutions for their client base. 


  • Delivering a strong product suite to specialist brokers under a delegated authority agreement for risks with a total sum insured up to £2,500,000
  • Third Party Administrators for first notification of loss with 24-hour service and Loss Adjusters across the UK & Europe
  • Additionally, the Insurer can either be our Lloyds Syndicate (4141), access to Lloyd’s Europe, HCCI Insurance Company or Tokio Marine Europe S.A.(TME)

Best For

  • Unoccupied residential and commercial properties in the UK
  • Residential property owners for tenants such as professional persons, students, homes of multiple occupancy, DSS & Asylum seekers as individual risks or portfolios
  • UK & European holiday homes for family, friends and commercial let
  • Properties undergoing renovation
  • Specialist property schemes and offerings for affinity groups
  • SME commercial property for light and medium trade risks

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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