Provided by Open Market Property

Open Market Property

Protect your property against a host of dangers with TMHCC’s all risk cover.

Our Property underwriters are based in London, the heart of the global insurance market. They have the expertise and experience to offer an extensive range of commercial insurance solutions for a worldwide client base. 

From manufacturing and municipalities to hospitality and real estate, our cover is designed to protect your property against damage caused by a range of issues, including flood and earthquake.

Our underwriting philosophy ensures that each and every client is treated as unique, ensuring you have the right cover for your needs. All risks are written on a subscription basis to provide a greater spread of risk.

If you would like to know more about the products we have available, please contact your Lloyd's broker.


  • All risks coverage for property damage and business interruption
  • Catastrophe perils
  • Broad range of classes including: Manufacturing, Municipalities, Hospitality, Retail and Real estate
  • From small business portfolios to large multi-national corporations
  • Bespoke coverage to suit client needs
  • Our commitment to underwriting discipline
  • Quality of service
  • Strong financial credentials
  • Long-term relationships with our clients


Best for

  • Open Market Property

Summary of coverage 

  • All risks
  • Earthquake only
  • Flood only


All Property business is produced by Lloyd’s of London intermediaries only and the underwriters have long-term relationships with these broking organisations. TMHCC’s Commercial Property Team is a well-known lead-and-follow market on subscription business and has more than 45 years of combined experience in the London Market.

London Market Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling

Documents & forms

Related products


Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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