Provided by Professional Risks

Design & Construct

Protection for your projects, finances and relationships with your clients.

Design and Construct (D&C) is a project delivery system in the construction industry in which design and construction services are contracted by a single company known as the design and build contractor. Contractors are increasingly taking on a design liability, either by employing in-house professionals or by assuming liability when subcontracting the design element.

The vast majority of all building projects in the United Kingdom operate on this one-stop shop basis for the client.


  • Any one claim or aggregate cover

  • For small firms to large national operations

  • Indemnity limits from £100,000 to £10 million

  • Interest free installments

  • Collateral warranty checking service (risks paying £5,000 upwards)

  • Cover available for pollution and asbestos


Best for

  • Construction practitioners contractors

  • Civil engineers contractors

  • Building Services contractors 

Summary of coverage

  • Professional negligence of the insured and its designers

  • Dishonesty of employees

  • Loss of or damage to documents

  • Libel, slander or defamation

  • Breach of intellectual property rights

  • Unintentional breach of confidentiality and infringement of IP

  • Collateral warranties - claims arising from these are explicitly covered with no limit on assignments

Professional Indemnity Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling
View our Professional Indemnity PMR clauses here.

PMR Clauses

Guides & resources

Professional Indemnity Brochure

Find out more about Tokio Marine HCC's Professional Indemnity team here.

TMHCC PI Proposition Piece

Find out more about Tokio Marine HCC's PI Proposition.

Design & Construct Brochure

Find out more about Tokio Marine HCC's PI Design & Construct team here.

Your team

Head Office

Fitzwilliam House
10 St. Mary Axe
London EC3A 8BF
United Kingdom

Professional Indemntiy
Professional Indemnity

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Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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