A&H Group Policy Issuance

Policy Administration

Our Policy Administration team serves as a resource throughout the policy issuance process. We provide required applications and policy documents for signature, collect supporting documentation, and work with underwriting to ensure all issuance requirements are met.

By coordinating the collection and review of required materials upfront, we help streamline the issuance process and ensure accurate policy documents are delivered as efficiently as possible.

Our objective is to have the stop loss policy issued as soon as possible. If the policy is not issued within 90 days from the effective date, the group’s coverage is subject to rescission.

 

Information Needed to Issue the Stop Loss Policy:

  • Binder premium (or renewal binder premium) and accounting worksheet
  • Signed application
  • Signed coverage endorsements / addendums
  • Any case specific information requested by the underwriter
  • Business associate agreement (not mandatory, but designed to protect policyholder from unauthorized PHI disclosures to Tokio Marine HCC - A&H Group)
  • Plan document (required to reimburse claims)

Policy documents must be signed by both the policyholder and the licensed agent appointed by Tokio Marine HCC - A&H Group.

Our stop loss applications and endorsements vary by state and may contain certain exclusions and/or limitations.