Miscellaneous PI

Miscellaneous PI business, which by its very nature is difficult to define, falls squarely within Tokio Marine HCC’s criteria for target business. If a company or individual is in the business of selling knowledge or services, the prospect of a complaint or an allegation of negligence is very real. Even if such allegations are baseless, it can be a very stressful and costly process to defend. Having a professional indemnity policy provides peace of mind for both the insured and their clients.

Highlights

  • A target trade list comprising of hundreds of activities
  • £10 million any one claim limits available
  • Worldwide cover
  • Asbestos and pollution cover available
  • A tailored approach to each unique risk with bespoke cover available

Best For

  • We underwrite a large range of trades, from accident investigators to zoological consultants. For a complete list, please contact our underwriting team.

Summary of Coverage

  • Civil liability
  • Dishonesty of employees
  • Loss of or damage to documents
  • Libel, slander or defamation
  • Breach of intellectual property rights
  • Unintentional breach of confidentiality and infringement of IP

PMR

Office Protect - Covid 19 alterations:

As many business premises are closed as a result of the UK Government’s advice and therefore many employees are working from home we are making the following temporary changes to policy coverage:
- The 30 day unoccupancy condition has been extended from 30 days to 90 days.
- The premises as stated in the Policy Schedule is deemed to include any employee‘s home address, where office equipment is being used.

Both of these cover alterations will be reviewed depending on the length of the lockdown.

If you have any queries in relation to the above, or any other aspect of policy coverage then please contact your Underwriter.

 

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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