Professional Sports Disability

Tokio Marine HCC provides protection against financial loss as a result of disability for a wide range of professional athletes and sportsmen. We specialise in football, basketball, motorsport, ice hockey, golf and other sports with significant revenue, across a wide range of geographical jurisdictions. We protect teams and national associations against the loss of a crucial asset (transfer fee protection) and lost wages, as well as individuals for their current and future earnings.


  • Dedicated team with sporting focus
  • Market leading levels of capacity
  • Rated A+ (Strong) by Standard & Poor’s 
  • Rated A++ (Superior) by A.M. Best Company
  • Worldwide coverage

Best For

  • Individual players / athletes
  • Teams
  • National associations

Summary of Coverage

Professional sports disability insurance is an accident and sickness policy purchased to insure for the financial loss suffered when an individual is unable to participate in his or her occupation as a professional sportsman, on a temporary or permanent basis. This product can benefit any individual or company with a relevant financial interest, from players and teams, to national associations, sponsors or agents.

Specific coverage:

  • Accidental death
  • Permanent total disablement (career ending)
  • Temporary total disablement (salary protection)

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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