Public Risk Group

Public Risk Group
1700 Opdyke Court Auburn Hills, MI 48326
(248) 371-3100

Tokio Marine HCC – Public Risk Group offers one of the most comprehensive and cost-effective municipal insurance programs in the U.S. With more than 35 years of experience devoted exclusively to insuring municipalities, we are experts in municipal risk and understand the unique challenges facing public entities.

About Public Risk Group

Since 1985, the Public Risk Group has safeguarded communities as a specialized provider of property and casualty insurance.

We work with a network of brokers and agents to serve public entities, including:

  • Towns
  • Townships
  • Villages
  • Cities
  • Counties
  • Special Districts of All Types


We know the public sector faces ever-changing challenges. We take pride in assisting our insureds by designing customized insurance programs – from cyber to public official liability coverage and from animal mortality to sewer backup coverage – that are tailored to the needs of public entities.


Our dedication to serving our insureds extends far beyond our insurance offerings.

Our risk control team of experienced public sector professionals helps insureds reduce exposure through a wide range of consultative services. These services are available to all insureds at no cost and include an HR hotline and 24/7 access to resources, on-site assessments and much more.

And when it comes to claims, we’re here when our insureds need us most.

financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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