Provided by Professional Risks

Excess Layer Errors & Omissions

Our Excess Layer cover offers flexible limits, tailored wording and excellent sector expertise to provide our clients with the cover they really need.

In today's commercial environment, the landscape for Excess Layer Errors & Omissions has undergone a market transformation. Shifting exposures, escalating contractual obligations and evolving risk appetites have made high-limit excess capacity not just beneficial but essential. 

Contract values are now significantly larger, particularly in sectors like Technology and Media. Many businesses are contractually required to maintain higher levels of coverage, while others recognise the need for additional protection based on their project exposures and risk profiles. 

At Tokio Marine HCC, our Excess Layer cover is designed to bridge the gap.

We offer flexible limits, tailored wording and excellent sector expertise to provide our clients with the cover they really need.


Summary of coverage

  • Limits of Liability of up to $20,000,000 available
  • Worldwide Jurisdiction cover available
  • Follows primary policies core coverages


Typical Scenarios requiring Excess Layer policies include:

  • Firms needing higher indemnity limits
  • Businesses in technology, media or other high-risk sectors
  • Professionals bound by strict contractual or regulatory insurance requirements
  • Brokers seeking reliable excess layer capacity with tailored service
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Head office

The St Botolph Building
138 Houndsditch
London
EC3A 7BT

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Professional Indemnity

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Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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